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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,656 | $81,504-28.0% | $102,437-42.7% | $80,959-27.5% |
| Participation rate | 88.6% | 66.9%+21.8pp | 74.5%+14.1pp | 67.7%+21.0pp |
| Annual return | 16.90% | 25.60%-8.7pp | 24.95%-8.0pp | 35.67%-18.8pp |
| Employer contribution / active EE | $17,040 | $3,104+449.0% | $3,871+340.2% | $2,757+518.0% |
| Participant deferral / active EE | $2,911 | $3,871-24.8% | $5,060-42.5% | $4,300-32.3% |
| Admin fee / account holder | $6,517 | $6,719-3.0% | $8,388-22.3% | $6,925-5.9% |