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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $156,365 | $85,171+83.6% | $172,753-9.5% | $72,976+114.3% |
| Participation rate | 100.0% | 70.1%+29.9pp | 82.6%+17.4pp | 69.5%+30.5pp |
| Annual return | 14.69% | 27.32%-12.6pp | 803.00%-788.3pp | 81.02%-66.3pp |
| Employer contribution / active EE | $9,740 | $3,324+193.0% | $5,144+89.3% | $2,440+299.2% |
| Participant deferral / active EE | $4,797 | $3,260+47.2% | $5,198-7.7% | $3,608+33.0% |
| Admin fee / account holder | $20,861 | $5,880+254.8% | $13,956+49.5% | $5,124+307.1% |