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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,115 | $114,712+238.3% | $173,730+123.4% | $87,485+343.6% |
| Participation rate | 96.3% | 73.0%+23.3pp | 79.6%+16.7pp | 68.9%+27.4pp |
| Annual return | 13.35% | 20.18%-6.8pp | 19.96%-6.6pp | 26.06%-12.7pp |
| Employer contribution / active EE | $6,744 | $2,904+132.2% | $4,577+47.3% | $2,596+159.8% |
| Participant deferral / active EE | $15,043 | $4,642+224.1% | $6,326+137.8% | $4,274+252.0% |
| Admin fee / account holder | $27,645 | $10,210+170.8% | $17,523+57.8% | $7,775+255.6% |