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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,115 | $108,825+256.6% | $156,181+148.5% | $82,448+370.7% |
| Participation rate | 96.3% | 72.4%+23.9pp | 78.8%+17.5pp | 68.1%+28.2pp |
| Annual return | 13.35% | 20.59%-7.2pp | 64.87%-51.5pp | 41.64%-28.3pp |
| Employer contribution / active EE | $6,744 | $2,870+135.0% | $4,294+57.1% | $2,551+164.4% |
| Participant deferral / active EE | $15,043 | $4,577+228.7% | $6,132+145.3% | $4,139+263.4% |
| Admin fee / account holder | $27,645 | $9,341+196.0% | $14,586+89.5% | $7,234+282.1% |