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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $350,899 | $101,795+244.7% | $165,100+112.5% | $80,959+333.4% |
| Participation rate | 100.0% | 71.8%+28.2pp | 78.6%+21.4pp | 67.7%+32.3pp |
| Annual return | 14.12% | 16.73%-2.6pp | 70.21%-56.1pp | 35.67%-21.5pp |
| Employer contribution / active EE | $6,669 | $2,954+125.8% | $4,348+53.4% | $2,757+141.9% |
| Participant deferral / active EE | $14,512 | $4,476+224.2% | $6,035+140.4% | $4,300+237.5% |
| Admin fee / account holder | $915 | $8,221-88.9% | $12,696-92.8% | $6,925-86.8% |