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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,979 | $54,380+59.9% | $68,509+27.0% | $59,633+45.9% |
| Participation rate | 50.0% | 70.2%-20.2pp | 74.7%-24.7pp | 68.7%-18.7pp |
| Annual return | 0.07% | 2.83%-2.8pp | 8.27%-8.2pp | 2041.45%-2041.4pp |
| Employer contribution / active EE | $1,230 | $1,539-20.0% | $2,278-46.0% | $2,203-44.2% |
| Participant deferral / active EE | $2,649 | $2,643+0.2% | $3,382-21.7% | $3,192-17.0% |
| Admin fee / account holder | $10,634 | $3,885+173.7% | $5,275+101.6% | $4,297+147.5% |