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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,519 | $75,962-36.1% | $154,108-68.5% | $64,173-24.4% |
| Participation rate | 82.1% | 70.4%+11.7pp | 83.0%-0.9pp | 69.6%+12.6pp |
| Annual return | -8.68% | 30.32%-39.0pp | 735.21%-743.9pp | 7.63%-16.3pp |
| Employer contribution / active EE | $5,080 | $3,350+51.6% | $5,298-4.1% | $2,381+113.4% |
| Participant deferral / active EE | $7,150 | $3,175+125.2% | $5,081+40.7% | $3,470+106.1% |
| Admin fee / account holder | $363 | $5,589-93.5% | $13,411-97.3% | $4,887-92.6% |