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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,431 | $154,193+61.8% | $130,045+91.8% | $139,466+78.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.5%+21.5pp | 80.3%+19.7pp |
| Annual return | 17.47% | 32.51%-15.0pp | -137.30%+154.8pp | 373.66%-356.2pp |
| Employer contribution / active EE | $5,362 | $5,292+1.3% | $4,321+24.1% | $4,754+12.8% |
| Participant deferral / active EE | $12,467 | $6,709+85.8% | $5,820+114.2% | $6,712+85.7% |
| Admin fee / account holder | $2,357 | $13,989-83.2% | $10,600-77.8% | $11,409-79.3% |