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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,803 | $99,009-44.6% | $86,581-36.7% | $147,585-62.9% |
| Participation rate | 94.4% | 76.3%+18.1pp | 73.5%+20.9pp | 82.8%+11.6pp |
| Annual return | 14.02% | 1312.70%-1298.7pp | 965.06%-951.0pp | 578.58%-564.6pp |
| Employer contribution / active EE | $1,406 | $3,132-55.1% | $2,840-50.5% | $4,876-71.2% |
| Participant deferral / active EE | $2,872 | $3,972-27.7% | $3,609-20.4% | $5,439-47.2% |
| Admin fee / account holder | $10,208 | $5,709+78.8% | $4,904+108.2% | $10,886-6.2% |