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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,773 | $115,814-52.7% | $101,275-45.9% | $158,982-65.5% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 20.09% | 56.16%-36.1pp | 46.48%-26.4pp | 302.99%-282.9pp |
| Employer contribution / active EE | $8,388 | $4,176+100.9% | $3,660+129.2% | $4,763+76.1% |
| Participant deferral / active EE | $6,717 | $4,958+35.5% | $4,371+53.7% | $5,983+12.3% |
| Admin fee / account holder | $599 | $7,249-91.7% | $5,948-89.9% | $11,252-94.7% |