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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,527 | $89,367-24.4% | $141,191-52.2% | $72,975-7.5% |
| Participation rate | 42.3% | 75.1%-32.8pp | 82.5%-40.2pp | 69.5%-27.2pp |
| Annual return | 21.39% | 111.87%-90.5pp | 71.41%-50.0pp | 81.01%-59.6pp |
| Employer contribution / active EE | $1,182 | $3,115-62.1% | $4,736-75.0% | $2,440-51.6% |
| Participant deferral / active EE | $3,828 | $5,419-29.4% | $6,710-43.0% | $3,608+6.1% |
| Admin fee / account holder | $227 | $5,957-96.2% | $10,264-97.8% | $5,124-95.6% |