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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $393,607 | $185,883+111.7% | $170,043+131.5% | $139,466+182.2% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 25.35% | 60.54%-35.2pp | 53.40%-28.1pp | 373.66%-348.3pp |
| Employer contribution / active EE | $8,710 | $7,596+14.7% | $6,790+28.3% | $4,754+83.2% |
| Participant deferral / active EE | $18,788 | $11,626+61.6% | $10,410+80.5% | $6,712+179.9% |
| Admin fee / account holder | $35,736 | $15,393+132.2% | $12,824+178.7% | $11,409+213.2% |