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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,354 | $157,304-57.2% | $141,197-52.3% | $152,909-56.0% |
| Participation rate | 71.4% | 84.8%-13.4pp | 82.5%-11.0pp | 82.5%-11.0pp |
| Annual return | 23.50% | 64.34%-40.8pp | 71.41%-47.9pp | 345.46%-322.0pp |
| Employer contribution / active EE | $2,421 | $5,263-54.0% | $4,736-48.9% | $4,764-49.2% |
| Participant deferral / active EE | $10,407 | $7,111+46.4% | $6,710+55.1% | $5,851+77.9% |
| Admin fee / account holder | $1,074 | $12,126-91.1% | $10,265-89.5% | $11,601-90.7% |