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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,701 | $185,905-11.9% | $170,057-3.7% | $139,487+17.4% |
| Participation rate | 83.3% | 87.8%-4.4pp | 87.0%-3.7pp | 80.3%+3.0pp |
| Annual return | 11.71% | 60.56%-48.9pp | 53.42%-41.7pp | 373.84%-362.1pp |
| Employer contribution / active EE | $1,360 | $7,597-82.1% | $6,790-80.0% | $4,755-71.4% |
| Participant deferral / active EE | $10,629 | $11,627-8.6% | $10,411+2.1% | $6,713+58.3% |
| Admin fee / account holder | $311 | $15,397-98.0% | $12,826-97.6% | $11,407-97.3% |