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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,587 | $107,368-13.8% | $92,915-0.4% | $152,909-39.4% |
| Participation rate | 94.4% | 79.8%+14.7pp | 76.0%+18.4pp | 82.5%+12.0pp |
| Annual return | 19.63% | 145.64%-126.0pp | 109.45%-89.8pp | 345.46%-325.8pp |
| Employer contribution / active EE | $10,769 | $4,222+155.0% | $3,653+194.8% | $4,764+126.1% |
| Participant deferral / active EE | $6,029 | $4,848+24.4% | $4,238+42.3% | $5,851+3.0% |
| Admin fee / account holder | $2,394 | $7,082-66.2% | $5,796-58.7% | $11,601-79.4% |