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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,535 | $108,285-90.3% | $77,552-86.4% | $158,982-93.4% |
| Participation rate | 55.6% | 64.4%-8.9pp | 54.2%+1.4pp | 82.0%-26.4pp |
| Annual return | 24.68% | 31.69%-7.0pp | 54.82%-30.1pp | 302.99%-278.3pp |
| Employer contribution / active EE | $1,171 | $1,325-11.6% | $987+18.7% | $4,763-75.4% |
| Participant deferral / active EE | $1,494 | $2,455-39.2% | $1,861-19.7% | $5,983-75.0% |
| Admin fee / account holder | $30 | $3,709-99.2% | $2,859-99.0% | $11,252-99.7% |