Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,335 | $51,222+39.3% | $70,544+1.1% | $75,173-5.1% |
| Participation rate | 47.8% | 61.0%-13.1pp | 68.4%-20.5pp | 67.2%-19.4pp |
| Annual return | 13.34% | 30.06%-16.7pp | 32.79%-19.5pp | 160.72%-147.4pp |
| Employer contribution / active EE | $1,727 | $1,827-5.5% | $2,976-42.0% | $2,671-35.3% |
| Participant deferral / active EE | $4,391 | $2,850+54.1% | $4,568-3.9% | $4,126+6.4% |
| Admin fee / account holder | $14,150 | $4,096+245.5% | $6,427+120.2% | $5,651+150.4% |