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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,469 | $95,415+44.1% | $185,851-26.0% | $85,851+60.1% |
| Participation rate | 91.6% | 68.8%+22.8pp | 81.7%+9.9pp | 69.3%+22.3pp |
| Annual return | 16.57% | 23.59%-7.0pp | 122.11%-105.5pp | 318.63%-302.1pp |
| Employer contribution / active EE | $4,817 | $3,314+45.4% | $5,168-6.8% | $2,565+87.8% |
| Participant deferral / active EE | $4,918 | $3,424+43.6% | $5,569-11.7% | $3,952+24.4% |
| Admin fee / account holder | $762 | $7,215-89.4% | $16,245-95.3% | $6,261-87.8% |