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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,845 | $105,867-46.3% | $90,760-37.4% | $134,532-57.7% |
| Participation rate | 70.6% | 78.3%-7.7pp | 75.7%-5.1pp | 81.2%-10.6pp |
| Annual return | -15.19% | -10.99%-4.2pp | -12.16%-3.0pp | 418.27%-433.5pp |
| Employer contribution / active EE | $0 | $3,464-100.0% | $2,922-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $3,521 | $5,217-32.5% | $4,565-22.9% | $6,401-45.0% |
| Admin fee / account holder | $582 | $13,936-95.8% | $8,444-93.1% | $11,429-94.9% |