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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,261 | $125,190-1.5% | $105,624+16.7% | $145,897-15.5% |
| Participation rate | 55.6% | 77.6%-22.1pp | 75.3%-19.7pp | 80.3%-24.8pp |
| Annual return | 10.08% | 225.22%-215.1pp | 116.20%-106.1pp | 552.29%-542.2pp |
| Employer contribution / active EE | $0 | $3,720-100.0% | $3,168-100.0% | $4,663-100.0% |
| Participant deferral / active EE | $4,093 | $5,716-28.4% | $5,013-18.3% | $6,689-38.8% |
| Admin fee / account holder | $8,720 | $17,138-49.1% | $10,961-20.4% | $13,390-34.9% |