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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,094 | $55,437-33.1% | $155,534-76.2% | $74,459-50.2% |
| Participation rate | 35.5% | 61.9%-26.4pp | 78.2%-42.7pp | 67.2%-31.7pp |
| Annual return | 16.82% | 269.58%-252.8pp | 64.92%-48.1pp | 1369.70%-1352.9pp |
| Employer contribution / active EE | $1,145 | $2,266-49.5% | $4,675-75.5% | $2,626-56.4% |
| Participant deferral / active EE | $2,604 | $2,837-8.2% | $5,630-53.8% | $4,350-40.1% |
| Admin fee / account holder | $3,647 | $1,742+109.3% | $15,900-77.1% | $1,945+87.5% |