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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,403 | $127,387-18.0% | $115,038-9.2% | $125,389-16.7% |
| Participation rate | 100.0% | 84.2%+15.8pp | 81.4%+18.6pp | 83.2%+16.8pp |
| Annual return | -6.65% | 31.28%-37.9pp | 26.14%-32.8pp | 282.24%-288.9pp |
| Employer contribution / active EE | $2,643 | $5,166-48.8% | $4,608-42.6% | $4,866-45.7% |
| Participant deferral / active EE | $6,453 | $6,423+0.5% | $6,026+7.1% | $5,352+20.6% |
| Admin fee / account holder | $568 | $9,516-94.0% | $8,175-93.0% | $9,541-94.0% |