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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $338,259 | $201,264+68.1% | $184,185+83.7% | $145,978+131.7% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 16.93% | 29.00%-12.1pp | 28.81%-11.9pp | 550.52%-533.6pp |
| Employer contribution / active EE | $15,972 | $7,021+127.5% | $6,426+148.6% | $4,662+242.6% |
| Participant deferral / active EE | $15,375 | $9,806+56.8% | $9,132+68.4% | $6,690+129.8% |
| Admin fee / account holder | $8,656 | $16,376-47.1% | $13,909-37.8% | $13,400-35.4% |