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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,584 | $72,273-23.1% | $101,275-45.1% | $79,856-30.4% |
| Participation rate | 29.6% | 68.5%-38.8pp | 75.8%-46.2pp | 69.6%-40.0pp |
| Annual return | 17.49% | 22.30%-4.8pp | 46.48%-29.0pp | 31.71%-14.2pp |
| Employer contribution / active EE | $1,230 | $2,691-54.3% | $3,660-66.4% | $2,471-50.2% |
| Participant deferral / active EE | $1,884 | $3,282-42.6% | $4,371-56.9% | $3,741-49.6% |
| Admin fee / account holder | $775 | $4,401-82.4% | $5,948-87.0% | $5,306-85.4% |