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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $520,127 | $162,812+219.5% | $133,971+288.2% | $158,966+227.2% |
| Participation rate | 100.0% | 83.2%+16.8pp | 79.8%+20.2pp | 82.0%+18.0pp |
| Annual return | 12.27% | 41.94%-29.7pp | 45.09%-32.8pp | 302.95%-290.7pp |
| Employer contribution / active EE | $14,217 | $4,976+185.7% | $3,919+262.8% | $4,762+198.5% |
| Participant deferral / active EE | $17,816 | $5,910+201.5% | $5,047+253.0% | $5,983+197.8% |
| Admin fee / account holder | $54,146 | $11,741+361.2% | $8,929+506.4% | $11,250+381.3% |