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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $189,235 | $138,076+37.1% | $123,553+53.2% | $135,380+39.8% |
| Participation rate | 60.0% | 84.7%-24.7pp | 82.3%-22.3pp | 82.6%-22.6pp |
| Annual return | -2.86% | 153.70%-156.6pp | 119.21%-122.1pp | 519.81%-522.7pp |
| Employer contribution / active EE | $0 | $5,152-100.0% | $4,628-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $6,184 | $6,800-9.1% | $6,426-3.8% | $5,609+10.3% |
| Admin fee / account holder | $100,035 | $10,917+816.3% | $9,284+977.4% | $10,828+823.8% |