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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,020 | $217,432+6.2% | $185,849+24.3% | $167,536+37.9% |
| Participation rate | 66.7% | 86.1%-19.4pp | 81.7%-15.0pp | 82.1%-15.4pp |
| Annual return | 14.92% | 148.42%-133.5pp | 122.10%-107.2pp | 478.82%-463.9pp |
| Employer contribution / active EE | $3,800 | $5,875-35.3% | $5,169-26.5% | $4,839-21.5% |
| Participant deferral / active EE | $6,422 | $6,357+1.0% | $5,569+15.3% | $6,342+1.3% |
| Admin fee / account holder | $1,051 | $19,818-94.7% | $16,244-93.5% | $12,315-91.5% |