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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,426 | $62,583-41.8% | $76,767-52.5% | $64,173-43.2% |
| Participation rate | 96.8% | 72.8%+24.0pp | 77.0%+19.8pp | 69.6%+27.2pp |
| Annual return | -5.63% | -1.95%-3.7pp | 2.43%-8.1pp | 7.63%-13.3pp |
| Employer contribution / active EE | $1,967 | $1,832+7.4% | $2,485-20.8% | $2,381-17.4% |
| Participant deferral / active EE | $3,633 | $3,145+15.5% | $3,852-5.7% | $3,470+4.7% |
| Admin fee / account holder | $1,608 | $4,667-65.6% | $6,675-75.9% | $4,887-67.1% |