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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $243,813 | $99,009+146.3% | $86,581+181.6% | $147,585+65.2% |
| Participation rate | 100.0% | 76.3%+23.7pp | 73.5%+26.5pp | 82.8%+17.2pp |
| Annual return | 14.60% | 1312.70%-1298.1pp | 965.06%-950.5pp | 578.58%-564.0pp |
| Employer contribution / active EE | $8,714 | $3,132+178.2% | $2,840+206.9% | $4,876+78.7% |
| Participant deferral / active EE | $3,765 | $3,972-5.2% | $3,609+4.3% | $5,439-30.8% |
| Admin fee / account holder | $3,681 | $5,709-35.5% | $4,904-24.9% | $10,886-66.2% |