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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,344 | $138,076-3.4% | $123,553+7.9% | $135,380-1.5% |
| Participation rate | 100.0% | 84.7%+15.3pp | 82.3%+17.7pp | 82.6%+17.4pp |
| Annual return | -9.67% | 153.70%-163.4pp | 119.21%-128.9pp | 519.81%-529.5pp |
| Employer contribution / active EE | $7,928 | $5,152+53.9% | $4,628+71.3% | $4,779+65.9% |
| Participant deferral / active EE | $8,716 | $6,800+28.2% | $6,426+35.6% | $5,609+55.4% |
| Admin fee / account holder | $1,061 | $10,917-90.3% | $9,284-88.6% | $10,828-90.2% |