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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,021 | $78,707-58.0% | $117,861-72.0% | $70,126-52.9% |
| Participation rate | 98.3% | 73.2%+25.1pp | 79.7%+18.6pp | 69.5%+28.7pp |
| Annual return | 15.95% | 23.30%-7.3pp | 335.11%-319.2pp | 73.15%-57.2pp |
| Employer contribution / active EE | $204 | $2,223-90.8% | $3,786-94.6% | $2,343-91.3% |
| Participant deferral / active EE | $3,148 | $3,297-4.5% | $4,482-29.8% | $3,332-5.5% |
| Admin fee / account holder | $359 | $5,066-92.9% | $8,021-95.5% | $4,645-92.3% |