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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,814 | $184,000-33.3% | $162,185-24.3% | $152,909-19.7% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 8.14% | 150.80%-142.7pp | 115.61%-107.5pp | 345.46%-337.3pp |
| Employer contribution / active EE | $2,667 | $6,370-58.1% | $5,613-52.5% | $4,764-44.0% |
| Participant deferral / active EE | $4,367 | $8,033-45.6% | $7,297-40.2% | $5,851-25.4% |
| Admin fee / account holder | $901 | $13,124-93.1% | $10,844-91.7% | $11,601-92.2% |