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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,905 | $209,425-62.8% | $178,499-56.4% | $158,966-51.0% |
| Participation rate | 100.0% | 86.4%+13.6pp | 81.9%+18.1pp | 82.0%+18.0pp |
| Annual return | 16.75% | 188.80%-172.0pp | 151.10%-134.4pp | 302.95%-286.2pp |
| Employer contribution / active EE | $7,256 | $5,707+27.1% | $5,011+44.8% | $4,762+52.4% |
| Participant deferral / active EE | $7,740 | $5,955+30.0% | $5,202+48.8% | $5,983+29.4% |
| Admin fee / account holder | $2,653 | $17,078-84.5% | $13,986-81.0% | $11,250-76.4% |