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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $92,695 | $73,988+25.3% | $96,538-4.0% | $75,177+23.3% |
| Participation rate | 58.8% | 66.4%-7.6pp | 74.3%-15.5pp | 67.2%-8.4pp |
| Annual return | 13.75% | 26.73%-13.0pp | 35.74%-22.0pp | 160.75%-147.0pp |
| Employer contribution / active EE | $8,621 | $2,930+194.2% | $3,740+130.5% | $2,671+222.8% |
| Participant deferral / active EE | $0 | $3,660-100.0% | $4,880-100.0% | $4,126-100.0% |
| Admin fee / account holder | $1,394 | $5,220-73.3% | $6,737-79.3% | $5,651-75.3% |