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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $272,835 | $135,956+100.7% | $123,894+120.2% | $273,972-0.4% |
| Participation rate | 93.8% | 84.1%+9.7pp | 81.4%+12.3pp | 83.0%+10.7pp |
| Annual return | 7.35% | 56.63%-49.3pp | 47.52%-40.2pp | 41.46%-34.1pp |
| Employer contribution / active EE | $4,821 | $5,170-6.7% | $4,617+4.4% | $4,869-1.0% |
| Participant deferral / active EE | $11,230 | $6,343+77.0% | $5,984+87.7% | $5,287+112.4% |
| Admin fee / account holder | $43,451 | $9,817+342.6% | $8,357+419.9% | $10,133+328.8% |