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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $180,800 | $73,863+144.8% | $143,797+25.7% | $68,490+164.0% |
| Participation rate | 77.8% | 66.7%+11.1pp | 80.3%-2.5pp | 67.9%+9.9pp |
| Annual return | -17.01% | 0.91%-17.9pp | -0.04%-17.0pp | -7.85%-9.2pp |
| Employer contribution / active EE | $981 | $3,185-69.2% | $4,952-80.2% | $2,597-62.2% |
| Participant deferral / active EE | $8,423 | $3,385+148.9% | $5,638+49.4% | $4,028+109.1% |
| Admin fee / account holder | $34,141 | $5,756+493.1% | $14,679+132.6% | $5,403+531.9% |