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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,764 | $101,063-29.0% | $81,473-11.9% | $147,586-51.4% |
| Participation rate | 50.0% | 74.5%-24.5pp | 68.0%-18.0pp | 82.8%-32.8pp |
| Annual return | 0.00% | 32.41%-32.4pp | 38.78%-38.8pp | 578.59%-578.6pp |
| Employer contribution / active EE | $578 | $3,206-82.0% | $2,568-77.5% | $4,876-88.1% |
| Participant deferral / active EE | $1,114 | $4,242-73.7% | $3,537-68.5% | $5,439-79.5% |
| Admin fee / account holder | $448 | $5,812-92.3% | $4,561-90.2% | $10,886-95.9% |