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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,310 | $57,140+93.1% | $85,240+29.4% | $80,959+36.3% |
| Participation rate | 34.4% | 56.4%-22.0pp | 67.5%-33.2pp | 67.7%-33.3pp |
| Annual return | 10.90% | 21.71%-10.8pp | 66.75%-55.9pp | 35.67%-24.8pp |
| Employer contribution / active EE | $674 | $1,802-62.6% | $2,735-75.4% | $2,757-75.6% |
| Participant deferral / active EE | $2,250 | $3,115-27.8% | $4,527-50.3% | $4,300-47.7% |
| Admin fee / account holder | $851 | $4,992-82.9% | $6,165-86.2% | $6,925-87.7% |