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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,310 | $57,057+93.3% | $85,009+29.8% | $80,874+36.4% |
| Participation rate | 34.4% | 56.4%-22.0pp | 67.5%-33.1pp | 67.6%-33.3pp |
| Annual return | 10.90% | 21.66%-10.8pp | 66.47%-55.6pp | 35.62%-24.7pp |
| Employer contribution / active EE | $674 | $1,799-62.5% | $2,728-75.3% | $2,756-75.5% |
| Participant deferral / active EE | $2,250 | $3,112-27.7% | $4,522-50.2% | $4,297-47.6% |
| Admin fee / account holder | $851 | $4,986-82.9% | $6,153-86.2% | $6,935-87.7% |