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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,511 | $141,004-94.7% | $112,273-93.3% | $139,466-94.6% |
| Participation rate | 100.0% | 79.2%+20.8pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 22.52% | 32.75%-10.2pp | 30.23%-7.7pp | 373.66%-351.1pp |
| Employer contribution / active EE | $1,386 | $4,285-67.6% | $3,431-59.6% | $4,754-70.8% |
| Participant deferral / active EE | $2,125 | $5,878-63.9% | $4,800-55.7% | $6,712-68.3% |
| Admin fee / account holder | $1,081 | $9,959-89.2% | $7,752-86.1% | $11,409-90.5% |