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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,982 | $148,629+21.1% | $135,982+32.4% | $139,487+29.0% |
| Participation rate | 60.0% | 83.9%-23.9pp | 81.9%-21.9pp | 80.3%-20.3pp |
| Annual return | 13.55% | 79.33%-65.8pp | 68.32%-54.8pp | 373.84%-360.3pp |
| Employer contribution / active EE | $4,282 | $5,247-18.4% | $4,859-11.9% | $4,755-9.9% |
| Participant deferral / active EE | $13,160 | $8,102+62.4% | $7,760+69.6% | $6,713+96.0% |
| Admin fee / account holder | $152,108 | $12,406+1126.0% | $10,767+1312.7% | $11,407+1233.4% |