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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,322 | $190,916-50.1% | $160,037-40.4% | $134,545-29.2% |
| Participation rate | 66.7% | 82.0%-15.3pp | 78.0%-11.3pp | 81.2%-14.6pp |
| Annual return | -17.71% | 552.79%-570.5pp | 408.95%-426.7pp | 418.37%-436.1pp |
| Employer contribution / active EE | $2,442 | $4,996-51.1% | $4,226-42.2% | $4,742-48.5% |
| Participant deferral / active EE | $8,909 | $6,925+28.7% | $6,184+44.1% | $6,401+39.2% |
| Admin fee / account holder | $9,126 | $10,497-13.1% | $8,716+4.7% | $11,431-20.2% |