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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $388,746 | $197,637+96.7% | $177,848+118.6% | $158,982+144.5% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.7%+12.3pp | 82.0%+18.0pp |
| Annual return | 14.21% | 58.77%-44.6pp | 48.33%-34.1pp | 302.99%-288.8pp |
| Employer contribution / active EE | $3,890 | $6,698-41.9% | $5,919-34.3% | $4,763-18.3% |
| Participant deferral / active EE | $8,717 | $8,405+3.7% | $7,714+13.0% | $5,983+45.7% |
| Admin fee / account holder | $678 | $15,406-95.6% | $12,431-94.5% | $11,252-94.0% |