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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,605 | $76,551-66.6% | $123,894-79.3% | $62,881-59.3% |
| Participation rate | 88.1% | 73.0%+15.1pp | 81.4%+6.7pp | 69.3%+18.8pp |
| Annual return | 4.51% | 18.68%-14.2pp | 47.52%-43.0pp | 20.14%-15.6pp |
| Employer contribution / active EE | $0 | $2,882-100.0% | $4,617-100.0% | $2,281-100.0% |
| Participant deferral / active EE | $2,504 | $4,840-48.3% | $5,984-58.2% | $3,203-21.8% |
| Admin fee / account holder | $1,427 | $4,826-70.4% | $8,357-82.9% | $4,296-66.8% |