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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,370 | $106,247+1.1% | $96,515+11.2% | $139,466-23.0% |
| Participation rate | 50.0% | 77.8%-27.8pp | 74.3%-24.3pp | 80.3%-30.3pp |
| Annual return | 16.56% | 38.47%-21.9pp | 35.73%-19.2pp | 373.66%-357.1pp |
| Employer contribution / active EE | $2,973 | $4,106-27.6% | $3,740-20.5% | $4,754-37.5% |
| Participant deferral / active EE | $10,178 | $5,456+86.6% | $4,880+108.6% | $6,712+51.6% |
| Admin fee / account holder | $17,161 | $7,885+117.6% | $6,735+154.8% | $11,409+50.4% |