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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,848 | $58,600+99.4% | $83,327+40.2% | $64,173+82.1% |
| Participation rate | 71.4% | 72.0%-0.6pp | 77.8%-6.3pp | 69.6%+1.9pp |
| Annual return | -5.54% | 9.66%-15.2pp | 10.64%-16.2pp | 7.63%-13.2pp |
| Employer contribution / active EE | $0 | $2,098-100.0% | $3,379-100.0% | $2,381-100.0% |
| Participant deferral / active EE | $4,084 | $4,656-12.3% | $5,565-26.6% | $3,470+17.7% |
| Admin fee / account holder | $1,531 | $9,282-83.5% | $7,540-79.7% | $4,887-68.7% |