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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $221,259 | $77,472+185.6% | $100,415+120.3% | $80,959+173.3% |
| Participation rate | 73.5% | 76.9%-3.4pp | 81.5%-8.0pp | 67.7%+5.9pp |
| Annual return | 12.54% | 37.26%-24.7pp | 49.47%-36.9pp | 35.67%-23.1pp |
| Employer contribution / active EE | $0 | $2,800-100.0% | $3,943-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $4,827 | $6,818-29.2% | $8,091-40.3% | $4,300+12.2% |
| Admin fee / account holder | $1,377 | $5,885-76.6% | $7,906-82.6% | $6,925-80.1% |