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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,085 | $106,247-55.7% | $96,515-51.2% | $139,466-66.2% |
| Participation rate | 0.0% | 77.8%-77.8pp | 74.3%-74.3pp | 80.3%-80.3pp |
| Annual return | 17.56% | 38.47%-20.9pp | 35.73%-18.2pp | 373.66%-356.1pp |
| Employer contribution / active EE | $1,736 | $4,106-57.7% | $3,740-53.6% | $4,754-63.5% |
| Participant deferral / active EE | $4,272 | $5,456-21.7% | $4,880-12.5% | $6,712-36.4% |
| Admin fee / account holder | $510 | $7,885-93.5% | $6,735-92.4% | $11,409-95.5% |