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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,102 | $160,028-21.8% | $147,080-14.9% | $145,884-14.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.17% | 98.60%-89.4pp | 420.17%-411.0pp | 551.85%-542.7pp |
| Employer contribution / active EE | $10,292 | $5,286+94.7% | $4,933+108.6% | $4,662+120.8% |
| Participant deferral / active EE | $29,750 | $8,422+253.2% | $8,066+268.8% | $6,690+344.7% |
| Admin fee / account holder | $1,377 | $15,030-90.8% | $12,989-89.4% | $13,392-89.7% |