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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,102 | $160,040-21.8% | $147,096-15.0% | $145,877-14.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.17% | 98.49%-89.3pp | 419.75%-410.6pp | 551.28%-542.1pp |
| Employer contribution / active EE | $10,292 | $5,289+94.6% | $4,936+108.5% | $4,663+120.7% |
| Participant deferral / active EE | $29,750 | $8,429+253.0% | $8,071+268.6% | $6,691+344.7% |
| Admin fee / account holder | $1,377 | $15,050-90.9% | $13,005-89.4% | $13,402-89.7% |