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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,081 | $103,008-8.7% | $90,304+4.2% | $152,897-38.5% |
| Participation rate | 66.7% | 75.9%-9.2pp | 73.3%-6.6pp | 82.5%-15.8pp |
| Annual return | 26.05% | 95.22%-69.2pp | 78.13%-52.1pp | 345.43%-319.4pp |
| Employer contribution / active EE | $3,040 | $3,139-3.2% | $2,855+6.5% | $4,764-36.2% |
| Participant deferral / active EE | $22,366 | $4,281+422.4% | $3,885+475.7% | $5,851+282.3% |
| Admin fee / account holder | $82 | $6,175-98.7% | $5,354-98.5% | $11,599-99.3% |