Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 4-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,362 | $76,834-29.2% | $108,359-49.8% | $87,485-37.9% |
| Participation rate | 13.8% | 61.7%-47.9pp | 70.1%-56.3pp | 68.9%-55.1pp |
| Annual return | 14.82% | 19.09%-4.3pp | 36.89%-22.1pp | 26.06%-11.2pp |
| Employer contribution / active EE | $302 | $1,556-80.6% | $2,399-87.4% | $2,596-88.4% |
| Participant deferral / active EE | $1,628 | $3,100-47.5% | $4,137-60.6% | $4,274-61.9% |
| Admin fee / account holder | $1,569 | $6,537-76.0% | $9,741-83.9% | $7,775-79.8% |